What is prescription drug plan.
A Part D prescription drug plan (PDP) – or “stand-alone prescription drug plan” – is one of two main ways Medicare beneficiaries can enroll in Medicare coverage for prescription drugs.
The Medicare
Part D benefit is offered through private insurers, either as a stand-alone
Part D plan (PDP) or a Medicare Advantage plan that has prescription
drug plans Suffolk County. As of 2019, about 46 percent of Part D
enrollees are enrolled in a PDP and another 39 percent have an MAPD.
A PDP can be purchased by beneficiaries with Medigap Suffolk County coverage (with or without a Medigap plan) and – in some cases –by Medicare Advantage (MA) beneficiaries who don’t have a prescription drug benefit included in their MA plan.
Medicare
drug coverage helps pay for prescription drugs we need. Even if we don’t take
prescription drugs now, we should consider getting Medicare drug coverage.
Medicare drug coverage is optional and is offered to everyone with life insurance
Suffolk County. If we decide not to get it when we are first eligible,
and we don’t have other creditable prescription drug coverage.
There are 2
ways to get Medicare drug coverage:
1. Medicare
drug plans. These plans add drug coverage to Original Medicare, some Medicare
Cost Plans, some Private Fee‑for‑Service plans, and Medical Savings Account plans.
2. Medicare
Advantage Plan (Part C) or other Medicare health plan with drug coverage. We
get all of our Part A, Part B, and drug coverage, through these plans.
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